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Organize Your Pantry

Organize Your Pantry

The kitchen pantry is one of those areas that can quickly become a mess. Older cans and boxes keep getting pushed to the back and forgotten. How many of us have found cans of green beans dating back a decade or two during a spring cleaning? Or a box of crackers that...

What is Manual Underwriting?

What is Manual Underwriting?

Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person evaluates the file for the borrower’s ability to make the loan payments....

Downsizing Made Easy

Downsizing Made Easy

If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable home, it might be time to downsize. Deciding to shift to a more care-free dwelling is easy – determining where to begin is much harder. The accumulation of...

Budgeting For Closing Costs

Budgeting For Closing Costs

Saving for a down payment in preparation for buying a new home is pretty common knowledge. With the mortgage meltdown, most mortgages that allowed zero down payments disappeared. While FHA and VA loans still offer little to no money down, most potential homebuyers...

Looking for a Mortgage? Protect Yourself from Identity Theft

Looking for a Mortgage? Protect Yourself from Identity Theft

Nothing is more stressful than shopping for a mortgage and realizing your credit score isn’t what you expected. Worse still is finding that your identity has been stolen and there are fraudulent accounts or activity on your report. Recovering from identity theft can...

Tight Sellers’ Market – Consider New Builds

Tight Sellers’ Market – Consider New Builds

Most of the country is experiencing a very tight real estate market. Inventory levels are historically low, perhaps owing to the concern of strangers traipsing through the home during this time. Additionally, because most people are staying home, they have been able...

Keeping Modern White Kitchens Clean

Keeping Modern White Kitchens Clean

Sleek, white kitchens are one of the most popular trends in interior design. Bright and cheery white tiles, sinks, cabinets, and even appliances are replacing the dark and heavy wood and granite of the past couple of decades. White or off-white makes kitchen spaces...

Working from home? Best home features

Working from home? Best home features

With many major employers now stating that their employees will be working from home for the foreseeable future, many homebuyers have adjusted their list of desirables in their next home. Some not only need to plan for a home office space, but also need to accommodate...

Keeping Up With Smart Homes

Keeping Up With Smart Homes

It seems almost everything is connected these days. Want to check the temperature of your oven from outside? See how much milk you have in the refrigerator from the market? It’s possible! You can now control almost every aspect of your home from your smartphone. Yet...

Downsizing? What to do with your Stuff

Downsizing? What to do with your Stuff

Whether you call it downsizing or rightsizing, the bottom line is you’re moving into a smaller space and have no idea what to do with all the stuff you’ve collected over the years. Many people consider moving from a larger home to a smaller home at some point in their...

Landscape on a Budget

Landscape on a Budget

How to Landscape on a Budget Landscaping doesn’t have to be expensive. Whether you’re fixing up your yard for personal enjoyment or getting ready to sell, a little elbow grease and some creativity can create a beautiful outdoor space that enhances your home. Draw a...

Considering a Distressed Home?

Considering a Distressed Home?

Considering a Distressed Home?   Homebuyers are always looking for that special bargain. The old saying, “buy the worst home on the best street,” insinuates that buying a “fixer-upper” home can be a great investment. While it’s always important to get the most...